Young Entrepreneurs/Founders

Your wealth is tied up in the business you are building. We help you plan around equity, funding rounds and a future exit, so your personal finances keep pace.

Having personally been through the process, we know how easily personal finances slip down the list when you are building something. Salary is often modest, the real value sits in your shares, and every spare hour goes into the business. That can leave you asset-rich on paper but with little that is liquid, diversified or working for you.

Our background spans venture capital as well as financial planning, so we understand funding rounds, dilution, share schemes and what a liquidity event can mean for you personally. We help you plan for both building personal wealth throughout the process as well as the day your equity turns into cash, and make sure that moment funds the life you want rather than simply a large tax bill.

We start by understanding your goals, personal and business, then set out the steps to reach them. Founders we speak to are often asking:

• How do I build personal wealth when most of mine is in my company?

• How should I take money out of the business as it grows?

• What happens to my plans if a funding round or exit does not go to plan?

• How do I prepare for an exit before it is on the table?

• How can I protect my family and my shareholding if I cannot work?

• If I sold tomorrow, could I afford to stop?

Keeping your personal and business finances distinct, with a clear plan for each, gives you resilience today and options later.

Working together, we will help you to:

• Build personal savings and pensions alongside your equity, not instead of it

• Prepare for an exit early, including how proceeds could be invested

• Protect yourself, your family and your fellow shareholders

• Model when your exit or growth could make retirement optional